:root{--bg:#F4F7FA;--white:#FFF;--soft:#EAF1F6;--mint:#E9F8F8;--navy:#102E46;--deep:#163C57;--aqua:#13B8C5;--blue:#237BD3;--title:#18364B;--body:#344C60;--muted:#64798A;--line:#DCE6ED;--footer:#0B2539;--space:clamp(30px,4.5vw,64px)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:25px}body{margin:0;background:var(--bg);color:var(--body);font:16px/1.8 Arial,'PingFang SC','Microsoft YaHei',sans-serif;overflow-wrap:break-word}img{display:block;max-width:100%;height:auto}a{color:#126da9;text-underline-offset:3px}a:hover{color:#086274}button{font:inherit;cursor:pointer}h1,h2,h3{color:var(--title);line-height:1.38;letter-spacing:.01em}h1{font-size:clamp(32px,3.3vw,42px);margin:0 0 20px}h2{font-size:clamp(23px,2.1vw,28px);margin:0 0 18px}h3{font-size:20px;margin:0 0 10px}p{margin:0 0 17px}ul,ol{padding-left:1.35em}li{margin:0 0 10px}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--aqua);outline-offset:3px}.container{width:min(1200px,calc(100% - 56px));margin-inline:auto}.site-header{background:white}.brandbar{background:white}.brandbar-inner{height:72px;display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;text-decoration:none;color:var(--title);flex:none;min-width:0}.brand img{width:auto;height:auto;max-height:38px;max-width:240px;object-fit:contain}.brand strong{font-size:24px;line-height:1.15}.brand small{display:block;font-size:10px;letter-spacing:.14em}.brand-tagline{font-size:13px;color:var(--muted);margin:0;flex:1}.brand-tagline b{color:var(--aqua);padding:0 5px}.entry-link{margin-left:auto;flex:none;background:var(--navy);color:white;text-decoration:none;border-radius:8px;padding:8px 18px;font-size:14px;font-weight:700;white-space:nowrap}.entry-link:hover{background:#185178;color:white}.desktop-nav{background:var(--navy)}.desktop-nav-inner{display:grid;grid-template-columns:repeat(7,minmax(0,1fr));align-items:stretch;min-height:50px}.desktop-nav a{color:#e4f3f8;display:grid;place-items:center;text-decoration:none;font-size:14px;font-weight:600;position:relative;white-space:nowrap;padding:10px 1px}.desktop-nav a[aria-current=page]{color:white;font-weight:800}.desktop-nav a[aria-current=page]:after{content:'';position:absolute;bottom:0;left:28%;right:28%;height:3px;background:var(--aqua)}.desktop-nav a:hover{background:#174564;color:white}.menu-toggle,.nojs-nav{display:none}.skip-link{position:absolute;top:-70px;left:10px;background:var(--navy);color:white;z-index:200;padding:8px}.skip-link:focus{top:10px}.section{margin-block:var(--space)}.kicker{display:block;color:#067f8c;font-size:12px;font-weight:800;letter-spacing:.15em;margin-bottom:12px}.lead{font-size:18px;line-height:1.85;max-width:800px}.page-intro{padding:55px 0 25px}.page-intro .lead{max-width:850px}.page-intro--tint{background:var(--soft);padding:45px 0}.section-header{display:flex;align-items:baseline;gap:18px;margin-bottom:25px;border-bottom:1px solid var(--line);padding-bottom:13px}.section-header p{margin:0;color:var(--muted);font-size:14px}.surface{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px}.soft-panel{background:var(--soft);border-radius:14px;padding:27px}.mint-panel{background:var(--mint);padding:25px;border-radius:14px}.dark-panel{background:var(--deep);color:#e7f7fc;border-radius:14px;padding:28px}.dark-panel h2,.dark-panel h3{color:white}.eyebrow{font-size:12px;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:#048593}.hero{display:grid;grid-template-columns:minmax(0,52fr) minmax(0,48fr);gap:28px;align-items:center;padding:45px 0}.hero-copy{padding:15px 5px 15px 0}.hero-copy h1{font-size:clamp(34px,3.3vw,44px)}.hero-copy p{max-width:600px}.action-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.action-row a{display:inline-flex;align-items:center;padding:10px 20px;border-radius:9px;text-decoration:none;font-weight:700;background:var(--navy);color:white}.action-row a.secondary{background:var(--mint);border:1px solid #addce1;color:#175b70}.media-frame{display:flex;align-items:center;justify-content:center;min-width:0;width:100%;margin:0;padding:8px;border-radius:14px;background:var(--soft);--media-limit:220px}.media-frame img{display:block;width:auto;height:auto;max-width:100%;max-height:var(--media-limit);object-fit:contain;object-position:center}.media-frame--hero{--media-limit:310px}.media-frame--feature{--media-limit:250px}.media-frame--card{--media-limit:185px}.media-frame--wide{--media-limit:210px}.media-frame--mobile{--media-limit:350px;max-width:320px}.media-frame--missing{min-height:120px;color:#77909f;text-align:center;font-size:13px;border:1px dashed #b5cbd8}.media-frame--hero.media-frame--missing{min-height:200px}.media-frame--mobile.media-frame--missing{min-height:235px}.split,.image-text,.two-cols,.aside-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:32px;align-items:start}.image-text{align-items:center}.aside-layout{grid-template-columns:minmax(0,2.5fr) minmax(220px,1fr)}.aside-layout>*{min-width:0}.topic-index{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 32px}.topic-index a{padding:20px 0;border-top:1px solid var(--line);display:block;text-decoration:none}.topic-index a h3{font-size:19px;margin:0 0 5px}.topic-index a p{color:var(--body);font-size:15px;margin:0}.editorial-grid{display:grid;grid-template-columns:2fr 1fr;gap:22px}.editorial-grid>*{min-width:0}.editorial-grid .minor{display:grid;gap:20px}.text-link{font-weight:700;text-decoration:none}.rule-teasers{display:grid;grid-template-columns:1fr 1fr 1fr;gap:19px;align-items:start}.rule-teasers>*:nth-child(2){margin-top:30px}.rule-teasers>*:nth-child(3){margin-top:60px}.reading-path{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px;counter-reset:steps}.reading-path>div{border-top:3px solid var(--aqua);padding:18px 6px;min-width:0}.reading-path>div:before{counter-increment:steps;content:'0' counter(steps);display:block;color:#098a93;font-size:24px;font-weight:800}.reading-path h3{font-size:18px}.section-anchor{scroll-margin-top:18px}.local-toc{display:flex;flex-wrap:wrap;gap:10px;margin:20px 0 34px}.local-toc a{background:white;color:var(--deep);border:1px solid var(--line);border-radius:8px;padding:6px 15px;text-decoration:none;font-size:14px;font-weight:700}.article{max-width:790px}.article h2{margin-top:35px}.article p{line-height:1.85}.article-wide{max-width:960px;margin-inline:auto}.article-wide h2{margin-top:35px}.comparison{width:100%;border-collapse:collapse;background:white;font-size:15px}.table-scroll{overflow-x:auto;border:1px solid var(--line);border-radius:12px}.comparison th,.comparison td{padding:12px 17px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}.comparison th{color:var(--title);background:var(--soft);font-weight:800}.comparison tr:last-child td{border-bottom:0}.comparison caption{text-align:left;font-weight:700;color:var(--title);padding:14px 17px}.fact-index{padding:22px;background:var(--mint);border-radius:12px}.fact-index h3{margin-bottom:12px}.fact-index a{display:block;padding:7px 0}.process{counter-reset:process;display:grid;gap:15px;max-width:850px}.process>div{position:relative;padding:21px 23px 21px 77px;background:white;border:1px solid var(--line);border-radius:10px}.process>div:before{counter-increment:process;content:counter(process);position:absolute;top:23px;left:20px;display:grid;place-items:center;width:36px;height:36px;border-radius:50%;background:var(--navy);color:white;font-weight:800}.process h3{margin-bottom:6px}.process p{margin:0}.matrix{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:17px}.matrix>*{background:white;border:1px solid var(--line);border-top:4px solid var(--aqua);padding:24px;border-radius:9px;min-width:0}.gallery-display{display:grid;grid-template-columns:1.1fr .9fr;gap:30px;align-items:center}.gallery-display.reverse{grid-template-columns:.9fr 1.1fr}.gallery-display.reverse>div:first-child{order:2}.quote{border-left:4px solid var(--aqua);padding:15px 25px;margin:25px 0;background:var(--mint);font-size:18px;color:var(--title)}.faq-stack{display:grid;gap:10px}.faq-stack details{background:white;border:1px solid var(--line);border-radius:9px;padding:0 18px}.faq-stack summary{cursor:pointer;font-weight:750;color:var(--title);padding:14px 4px}.faq-stack details p{padding:4px 4px 14px;margin:0}.related{padding:26px 0;border-top:2px solid var(--line);margin-top:55px}.related-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}.related-links a{background:white;border:1px solid var(--line);padding:16px 18px;border-radius:9px;text-decoration:none;font-weight:700}.reading-layout{display:grid;grid-template-columns:245px minmax(0,1fr);gap:35px}.reading-layout>*{min-width:0}.service-index{background:var(--soft);border-radius:12px;padding:20px;align-self:start}.service-index a{display:block;padding:8px 0}.service-body{max-width:810px}.site-footer{background:var(--footer);color:#dcecf5;padding:48px 0}.footer-inner{display:grid;grid-template-columns:1.5fr 1fr;gap:40px}.footer-brand{font-weight:800;font-size:23px;text-decoration:none;color:white}.footer-brand span{display:block;font-size:11px;letter-spacing:.13em;color:#94b4c5}.footer-inner p{margin-top:10px}.fine{font-size:13px;color:#b9cad4;max-width:650px}.footer-inner nav{display:grid;grid-template-columns:1fr 1fr;gap:7px}.footer-inner nav a{color:#dcecf5;text-decoration:none;font-size:14px}.mobile-shortcuts{display:none}.drawer-overlay,.mobile-drawer{display:none}.back-top{position:fixed;right:22px;bottom:20px;width:43px;height:43px;border:0;border-radius:50%;background:var(--navy);color:white;z-index:45;opacity:0;pointer-events:none;transition:opacity .2s}.back-top.visible{opacity:1;pointer-events:auto}
@media(max-width:1024px){.container{width:calc(100% - 44px)}.brandbar-inner{gap:15px}.brand-tagline{font-size:12px}.split,.image-text{gap:22px}}@media(max-width:920px){.brandbar-inner{height:62px;display:grid;grid-template-columns:44px minmax(0,1fr) auto;gap:8px}.menu-toggle{display:flex;flex-direction:column;align-items:center;justify-content:center;gap:5px;width:40px;height:40px;border:1px solid var(--line);border-radius:8px;background:white}.menu-toggle span{display:block;width:19px;height:2px;background:var(--navy)}.brand{justify-content:center;min-width:0}.brand img{max-height:29px;max-width:min(100%,210px)}.brand strong{font-size:18px}.brand small{font-size:8px}.brand-tagline,.desktop-nav{display:none}.entry-link{padding:8px 11px;font-size:12px;height:40px;display:flex;align-items:center}.drawer-overlay{display:block;position:fixed;inset:0;background:rgba(9,27,41,.52);z-index:100;visibility:hidden;opacity:0;pointer-events:none;transition:opacity .2s,visibility .2s}.drawer-overlay.is-open{visibility:visible;opacity:1;pointer-events:auto}.mobile-drawer{display:flex;flex-direction:column;position:fixed;z-index:101;inset:0 auto 0 0;width:min(86vw,340px);padding:18px 24px;background:white;overflow-y:auto;transform:translateX(-102%);visibility:hidden;pointer-events:none;transition:transform .22s,visibility .22s;box-shadow:4px 0 20px #0a273034}.mobile-drawer.is-open{transform:translateX(0);visibility:visible;pointer-events:auto}.drawer-open{overflow:hidden}.drawer-top{display:flex;align-items:center;justify-content:space-between;gap:10px;color:var(--title)}.drawer-close{width:40px;height:40px;border:1px solid var(--line);border-radius:8px;background:white;font-size:26px;line-height:1}.drawer-heading{font-size:12px;letter-spacing:.13em;font-weight:800;color:#078a95;margin:21px 0 5px}.mobile-drawer a{display:block;text-decoration:none;color:var(--title);padding:9px;border-bottom:1px solid var(--line);font-weight:650}.mobile-shortcuts{display:flex;justify-content:space-around;flex-wrap:wrap;gap:10px;padding:22px 0}.mobile-shortcuts a{font-size:13px;text-decoration:none;font-weight:700}body:not(.drawer-open) .mobile-drawer{visibility:hidden} .site-header .nojs-nav{display:none} .section{margin-block:44px}}
@media(max-width:760px){.split,.image-text,.two-cols,.aside-layout,.editorial-grid,.gallery-display,.gallery-display.reverse,.reading-layout{grid-template-columns:minmax(0,1fr)}.gallery-display.reverse>div:first-child{order:0}.hero{grid-template-columns:1fr;padding:32px 0;gap:18px}.hero-copy{padding:0}.matrix{grid-template-columns:1fr}.rule-teasers{grid-template-columns:1fr}.rule-teasers>*:nth-child(n){margin-top:0}.reading-path{grid-template-columns:1fr 1fr}.related-links{grid-template-columns:1fr}.fact-index{order:2}.section-header{display:block}.footer-inner{grid-template-columns:1fr}.service-index{order:2}.section{margin-block:38px}}
@media(max-width:640px){.container{width:calc(100% - 32px)}body{font-size:15px;line-height:1.78}h1,.hero-copy h1{font-size:29px}h2{font-size:22px}h3{font-size:18px}.page-intro{padding:33px 0 15px}.page-intro--tint{padding:29px 0}.lead{font-size:16px}.surface,.soft-panel,.dark-panel{padding:18px}.topic-index{grid-template-columns:1fr}.reading-path{gap:10px}.reading-path>div{padding:14px 5px}.media-frame--hero{--media-limit:205px}.media-frame--feature{--media-limit:185px}.media-frame--card{--media-limit:145px}.media-frame--wide{--media-limit:135px}.media-frame--mobile{--media-limit:285px;max-width:250px}.media-frame--hero.media-frame--missing{min-height:150px}.comparison{font-size:13px;min-width:470px}.comparison th,.comparison td{padding:9px 12px}.process>div{padding:16px 17px 16px 62px}.process>div:before{left:13px;top:17px;width:32px;height:32px}.brand img{max-width:min(100%,160px)}.entry-link{padding:8px 9px}.footer-inner nav{gap:12px}.rule-teasers{gap:12px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}
/* No-JavaScript navigation must remain usable on mobile. */
@media(max-width:920px){html:not(.js) .nojs-nav{display:flex;flex-wrap:wrap;gap:7px 15px;padding:10px 0 13px}html:not(.js) .nojs-nav a{font-size:13px}html:not(.js) .menu-toggle{display:none}html:not(.js) .brandbar-inner{grid-template-columns:minmax(0,1fr) auto}html:not(.js) .brand{justify-content:flex-start}}
